Target RedCards can come in the form of a Credit card, a Debit card or a MasterCard. The Credit card and Debit card be used exclusively on the Target app, Target website, or a physical Target store, unlike the Mastercard that can be used in any store that accepts a Mastercard.
However, you have to be a Target member or customer to apply for a Target RedCard.
Why should I get a Target RedCard
Target RedCard does not deduct any annual feeOn all purchases made at Target stores, you get a 5% discount You can make a withdrawal of up to $40 cash at any check out in store using the Target debit cardYou get a new cardholder bonus offerYou get some RedCard exclusives offers on special itemsThere is a 30-day return policyYou get a two-day free shipping on items bought on Target online stores. You can also link your RedCard debit card to your existing checking accoiunts.
Steps in Activating your Target RedCard
Once you’ve received your Target RedCard, you will have to first of all activate it before you can shop with it. The steps in activating your Target RedCard are very easy. You can activate it over the phone or by going to their website
Over the phone
At the back of your Target RedCard, you will see a phone number listed there (800) 424-6888. All you have to do is make a call to that number, and a Target agent will walk you through the process of getting your card activated. You will be asked for your full name, the last four digits of your SSN (Social Security Number), your zip code and the three-digit security code that you will find at the back of your card.
Through Target’s website
The steps involved in activating your Target RedCard through the following steps:
Visit the Official Target websiteSign up or log in to your RedCard accountDuring the activation process, you will be asked to set up your pin,You will then be asked to link your RedCard to you bank accounts in order to enable you make payments
Where can I get a Target RedCard?
On Target’s official website, go to the Application Page to apply for a Target RedCard. (Note: There is a Credit card Application page, and a Debit card Application page). Make sure you provide the following details
Your full name and addressYour date of birth and email addressYour contact numberCertain financial information such as income and employment statusYour Social Security number (SSN) and drivers licenseYour annual gross income
You can also apply for a Target RedCard by visiting any Target store near you and meet the store cashier to apply for your RedCard, Remember to go along with the documents listed above when applying for your card.
Just like any other credit or debit card application, your Target RedCard application may be rejected if you do not meet all the requirements in your application
If you have used a Credit card or a debit card before, then you should have no problem using the Target RedCard because it works just like your regular credit or debit card. The only difference is that while you can use your credit or debit card at any store, the Target RedCard only works within a Target Store.
If you’re faced with any additional issue concerning your Target RedCard, you contact the Target customer service to lodge your complaints. You can call 1.888.729.7331. for your Target Debit card and 1.800.424.6888 for your Target credit card.
Question 1: How do I know if my RedCard application has been approved?
Answer: You can check if your RedCard is active by signing in to your account via the online portal.
Question 2: Where can I make a payment using my Target RedCard?
Answer: Payments can be made in four various ways; Online via Target website, Over the phone by placing a call to the customer care line, via your email, and by walking into any Target Store.
Question 3: Can I be denied a Target RedCard?
Answer: Yes. Your RedCard application can be rejected if your credit score does not meet the required criteria.
Question 4: Is it possible to close my Target RedCard account?
Answer: Yes. You can close your Target RedCard by calling the Target’s toll-free number.
